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Mail Order/Phone Order
Small and home business growth has increased dramatically in recent years, making this segment the largest and fastest growing in the area of credit card processing.  Historically, it has always been difficult or expensive for these businesses to establish a merchant account.  Not any more. No tricks, no expensive leasing, or long-term commitments.  Products tailored to your business at prices you can afford.   Read on·
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Software Solutions

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1st Minnesota Merchant Services offers several dynamic solutions to choose from when setting up your non-swiped merchant account.  All are cost effective, simple to use and will allow you to process your customers' orders quickly and easily. You can use an online secure virtual terminal, credit card processing software, or our Touchtone program.  A fourth option is to simply manually enter transaction data through a traditional point of sale (POS) credit card terminal. No matter what you choose, we'll make sure that you get set up quickly and easily.

 

Virtual Terminal

Our #1 recommended solution.  This allows you to process transactions online via a virtual terminal/payment gateway.  This easy to use solution provides a secure real time processing environment, outstanding reporting features, the best fraud prevention measures available and is accessible from any device that can access the internet.  If in the future you decide to build a website for your business, the payment gateway feature can be used to give you secure real time transaction processing on your website at no extra cost.  Click here for more info on our most popular solution.

 

Off-line (PC based) Processing Software

Credit card processing software that gets installed on your computer. All you need is a computer with a modem. This is perfect for merchants who want to store all credit card transaction data on their computers hard drive.

 

Touchtone

Finally, a merchant account for under $100.00.  Specifically made for low volume start up merchants who simply cannot afford any other solution.  All you need is a touchtone phone.  We do all the rest.  There are monthly volume and average ticket restrictions on this account.

 

POS Terminals

Manually enter credit card numbers through a point-of-sale (POS) credit card terminal. Reprogram existing equipment or click below to see the different types of credit card terminal equipment available.

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